{"id":404,"date":"2026-08-13T19:07:41","date_gmt":"2026-08-13T17:07:41","guid":{"rendered":"https:\/\/valgestio.com\/?page_id=404"},"modified":"2026-08-13T19:12:28","modified_gmt":"2026-08-13T17:12:28","slug":"politique-de-confidentialite-rgpd","status":"publish","type":"page","link":"https:\/\/valgestio.com\/index.php\/politique-de-confidentialite-rgpd\/","title":{"rendered":"Politique de Confidentialit\u00e9 (RGPD)\u00a0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"404\" class=\"elementor elementor-404\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bd87a7 e-flex e-con-boxed e-con e-parent\" data-id=\"8bd87a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed5bd2c elementor-widget elementor-widget-text-editor\" data-id=\"ed5bd2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"model-response-message-contentr_38bde51d2b4684b2\" class=\"markdown markdown-main-panel md-content enable-luminous-fast-follows enable-updated-hr-color\" dir=\"ltr\" aria-busy=\"false\" aria-live=\"polite\"><div>La pr\u00e9sente Politique de Confidentialit\u00e9 a pour objet d&rsquo;informer les utilisateurs du site <a class=\"ng-star-inserted\" href=\"https:\/\/valgestio.com\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwif9syliZ6WAxUAAAAAHQAAAAAQxQE\">https:\/\/valgestio.com\/<\/a> (ci-apr\u00e8s \u00ab <b data-path-to-node=\"5\" data-index-in-node=\"125\">le Site<\/b> \u00bb) des modalit\u00e9s de collecte, de traitement et de protection de leurs donn\u00e9es \u00e0 caract\u00e8re personnel par la soci\u00e9t\u00e9 <b data-path-to-node=\"5\" data-index-in-node=\"248\">VALGESTIO<\/b> (ci-apr\u00e8s \u00ab <b data-path-to-node=\"5\" data-index-in-node=\"270\">l&rsquo;\u00c9diteur<\/b> \u00bb ou \u00ab <b data-path-to-node=\"5\" data-index-in-node=\"287\">nous<\/b> \u00bb).<\/div><br \/><h2 data-path-to-node=\"7\">1. Responsable du Traitement des Donn\u00e9es<\/h2><div>Le responsable du traitement des donn\u00e9es personnelles collect\u00e9es sur le Site est :<\/div><br \/><ul data-path-to-node=\"9\"><li><div><b data-path-to-node=\"9,0,0\" data-index-in-node=\"0\">Raison Sociale :<\/b> VALGESTIO<\/div><\/li><li><div><b data-path-to-node=\"9,1,0\" data-index-in-node=\"0\">Adresse du si\u00e8ge social :<\/b> 16 rue Cuvier, 69006 Lyon, France<\/div><\/li><li><div><b data-path-to-node=\"9,2,0\" data-index-in-node=\"0\">T\u00e9l\u00e9phone :<\/b> 06 45 13 86 76<\/div><\/li><li><div><b data-path-to-node=\"9,3,0\" data-index-in-node=\"0\">Email de contact \/ DPO :<\/b> <a class=\"ng-star-inserted\" href=\"https:\/\/www.google.com\/search?q=mailto%3Acontact%40valgestio.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwif9syliZ6WAxUAAAAAHQAAAAAQxgE\">contact@valgestio.com<\/a><\/div><\/li><\/ul><h2 data-path-to-node=\"11\">2. Donn\u00e9es Personnelles Collect\u00e9es<\/h2><div>Dans le cadre de l\u2019exploitation du Site, notamment lors de l&rsquo;utilisation de nos formulaires de demande de cr\u00e9dit, de simulation ou de contact, nous sommes amen\u00e9s \u00e0 collecter les donn\u00e9es suivantes :<\/div><br \/><ul data-path-to-node=\"13\"><li><div><b data-path-to-node=\"13,0,0\" data-index-in-node=\"0\">Donn\u00e9es d\u2019identit\u00e9 :<\/b> Nom, pr\u00e9nom, civilit\u00e9, date et lieu de naissance.<\/div><\/li><li><div><b data-path-to-node=\"13,1,0\" data-index-in-node=\"0\">Donn\u00e9es de contact :<\/b> Adresse email, num\u00e9ro de t\u00e9l\u00e9phone, adresse postale.<\/div><\/li><li><div><b data-path-to-node=\"13,2,0\" data-index-in-node=\"0\">Donn\u00e9es financi\u00e8res et professionnelles (pour les demandes de financement) :<\/b> Situation professionnelle, revenus, charges, montant et dur\u00e9e du pr\u00eat souhait\u00e9, projet de financement.<\/div><\/li><li><div><b data-path-to-node=\"13,3,0\" data-index-in-node=\"0\">Donn\u00e9es de connexion et d\u2019usage :<\/b> Adresse IP, type de navigateur, pages consult\u00e9es, donn\u00e9es issues des cookies (si accept\u00e9s).<\/div><\/li><\/ul><h2 data-path-to-node=\"15\">3. Finalit\u00e9s et Bases L\u00e9gales du Traitement<\/h2><div>Vos donn\u00e9es sont collect\u00e9es pour des finalit\u00e9s pr\u00e9cises et sur des bases l\u00e9gales strictes :<\/div><br \/><table data-path-to-node=\"17\"><thead><tr><td><strong>Finalit\u00e9 du traitement<\/strong><\/td><td><strong>Base l\u00e9gale (RGPD)<\/strong><\/td><\/tr><\/thead><tbody><tr><td><span data-path-to-node=\"17,1,0,0\"><b data-path-to-node=\"17,1,0,0\" data-index-in-node=\"0\">\u00c9tude et traitement de votre demande de cr\u00e9dit \/ simulation<\/b><\/span><\/td><td><span data-path-to-node=\"17,1,1,0\">Ex\u00e9cution de mesures pr\u00e9contractuelles pris \u00e0 votre demande<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"17,2,0,0\"><b data-path-to-node=\"17,2,0,0\" data-index-in-node=\"0\">Mise en relation avec nos partenaires bancaires et financiers<\/b><\/span><\/td><td><span data-path-to-node=\"17,2,1,0\">Ex\u00e9cution contractuelle \/ Int\u00e9r\u00eat l\u00e9gitime<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"17,3,0,0\"><b data-path-to-node=\"17,3,0,0\" data-index-in-node=\"0\">R\u00e9ponse \u00e0 vos demandes d&rsquo;information ou de contact<\/b><\/span><\/td><td><span data-path-to-node=\"17,3,1,0\">Int\u00e9r\u00eat l\u00e9gitime \u00e0 r\u00e9pondre \u00e0 vos requ\u00eates<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"17,4,0,0\"><b data-path-to-node=\"17,4,0,0\" data-index-in-node=\"0\">Respect des obligations l\u00e9gales (lutte anti-blanchiment, LCB-FT)<\/b><\/span><\/td><td><span data-path-to-node=\"17,4,1,0\">Obligation l\u00e9gale et r\u00e9glementaire<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"17,5,0,0\"><b data-path-to-node=\"17,5,0,0\" data-index-in-node=\"0\">Am\u00e9lioration de notre site et statistiques d&rsquo;audience<\/b><\/span><\/td><td><span data-path-to-node=\"17,5,1,0\">Consentement (Cookies) \/ Int\u00e9r\u00eat l\u00e9gitime<\/span><\/td><\/tr><\/tbody><\/table><h2 data-path-to-node=\"19\">4. Destinataires des Donn\u00e9es<\/h2><div>Vos donn\u00e9es personnelles sont trait\u00e9es de mani\u00e8re strictement confidentielle. Elles sont destin\u00e9es principalement \u00e0 l&rsquo;\u00e9quipe habilit\u00e9e de <b data-path-to-node=\"20\" data-index-in-node=\"138\">VALGESTIO<\/b>.<\/div><br \/><div>Dans le cadre de l&rsquo;\u00e9tude de votre projet de financement, vos donn\u00e9es peuvent \u00eatre transmises \u00e0 :<\/div><br \/><ul data-path-to-node=\"22\"><li><div><b data-path-to-node=\"22,0,0\" data-index-in-node=\"0\">Nos \u00e9tablissements bancaires et partenaires financiers agr\u00e9\u00e9s<\/b>, uniquement dans la mesure n\u00e9cessaire \u00e0 l&rsquo;obtention d&rsquo;une offre de cr\u00e9dit.<\/div><\/li><li><div><b data-path-to-node=\"22,1,0\" data-index-in-node=\"0\">Nos sous-traitants techniques<\/b> (h\u00e9bergeur web, outils d&rsquo;envoi d&#8217;emails, prestataires de maintenance) tenus \u00e0 la m\u00eame obligation de confidentialit\u00e9.<\/div><\/li><\/ul><blockquote data-path-to-node=\"23\"><div><b data-path-to-node=\"23,0\" data-index-in-node=\"0\">Important :<\/b> VALGESTIO ne vend ni ne loue vos donn\u00e9es personnelles \u00e0 des tiers \u00e0 des fins publicitaires ou commerciales.<\/div><\/blockquote><h2 data-path-to-node=\"25\">5. Dur\u00e9e de Conservation des Donn\u00e9es<\/h2><div>Nous conservons vos donn\u00e9es uniquement pendant la dur\u00e9e n\u00e9cessaire aux finalit\u00e9s pour lesquelles elles ont \u00e9t\u00e9 collect\u00e9es :<\/div><br \/><ul data-path-to-node=\"27\"><li><div><b data-path-to-node=\"27,0,0\" data-index-in-node=\"0\">Demandes de cr\u00e9dit \/ dossiers de financement :<\/b> Conserv\u00e9s pendant toute la dur\u00e9e de la relation pr\u00e9contractuelle\/contractuelle, puis archiv\u00e9s conform\u00e9ment aux d\u00e9lais de prescription l\u00e9gaux applicables au secteur financier (g\u00e9n\u00e9ralement 5 \u00e0 10 ans).<\/div><\/li><li><div><b data-path-to-node=\"27,1,0\" data-index-in-node=\"0\">Demandes de contact simples :<\/b> Conserv\u00e9es au maximum 3 ans apr\u00e8s le dernier contact \u00e9manant de votre part.<\/div><\/li><li><div><b data-path-to-node=\"27,2,0\" data-index-in-node=\"0\">Donn\u00e9es de cookies \/ mesures d&rsquo;audience :<\/b> Conserv\u00e9es pour une dur\u00e9e maximale de 13 mois.<\/div><\/li><\/ul><h2 data-path-to-node=\"29\">6. S\u00e9curit\u00e9 des Donn\u00e9es<\/h2><div>VALGESTIO met en \u0153uvre toutes les mesures techniques et organisationnelles appropri\u00e9es (chiffrement SSL\/HTTPS, contr\u00f4le d&rsquo;acc\u00e8s restreint, h\u00e9bergement s\u00e9curis\u00e9) afin de garantir un niveau de s\u00e9curit\u00e9 adapt\u00e9 pour prot\u00e9ger vos donn\u00e9es contre toute destruction, perte, alt\u00e9ration ou divulgation non autoris\u00e9e.<\/div><br \/><h2 data-path-to-node=\"32\">7. Vos Droits au Titre du RGPD<\/h2><div>Conform\u00e9ment \u00e0 la r\u00e9glementation europ\u00e9enne (RGPD) et \u00e0 la loi Informatique et Libert\u00e9s, vous disposez des droits suivants concernant vos donn\u00e9es :<\/div><br \/><ul data-path-to-node=\"34\"><li><div><b data-path-to-node=\"34,0,0\" data-index-in-node=\"0\">Droit d&rsquo;acc\u00e8s :<\/b> Obtenir la confirmation que vos donn\u00e9es sont trait\u00e9es et en recevoir une copie.<\/div><\/li><li><div><b data-path-to-node=\"34,1,0\" data-index-in-node=\"0\">Droit de rectification :<\/b> Demander la correction de donn\u00e9es inexactes ou incompl\u00e8tes.<\/div><\/li><li><div><b data-path-to-node=\"34,2,0\" data-index-in-node=\"0\">Droit \u00e0 l&rsquo;effacement (\u00ab droit \u00e0 l&rsquo;oubli \u00bb) :<\/b> Demander la suppression de vos donn\u00e9es lorsqu&rsquo;elles ne sont plus n\u00e9cessaires.<\/div><\/li><li><div><b data-path-to-node=\"34,3,0\" data-index-in-node=\"0\">Droit \u00e0 la limitation du traitement :<\/b> Demander le gel temporaire du traitement de vos donn\u00e9es.<\/div><\/li><li><div><b data-path-to-node=\"34,4,0\" data-index-in-node=\"0\">Droit d&rsquo;opposition :<\/b> Vous opposer \u00e0 tout moment au traitement de vos donn\u00e9es pour des raisons tenant \u00e0 votre situation particuli\u00e8re.<\/div><\/li><li><div><b data-path-to-node=\"34,5,0\" data-index-in-node=\"0\">Droit \u00e0 la portabilit\u00e9 :<\/b> Recevoir vos donn\u00e9es dans un format structur\u00e9 et lisible par machine.<\/div><\/li><\/ul><h3 data-path-to-node=\"35\">Comment exercer vos droits ?<\/h3><div>Pour exercer l&rsquo;un de ces droits, il vous suffit de contacter notre service d\u00e9di\u00e9 :<\/div><br \/><ul data-path-to-node=\"37\"><li><div><b data-path-to-node=\"37,0,0\" data-index-in-node=\"0\">Par email :<\/b> <a class=\"ng-star-inserted\" href=\"https:\/\/www.google.com\/search?q=mailto%3Acontact%40valgestio.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwif9syliZ6WAxUAAAAAHQAAAAAQyQE\">contact@valgestio.com<\/a><\/div><\/li><li><div><b data-path-to-node=\"37,1,0\" data-index-in-node=\"0\">Par courrier postal :<\/b> VALGESTIO \u2013 Service RGPD, 16 rue Cuvier, 69006 Lyon, France.<\/div><\/li><\/ul><div>Si vous estimez, apr\u00e8s nous avoir contact\u00e9s, que vos droits ne sont pas respect\u00e9s, vous avez le droit d&rsquo;introduire une r\u00e9clamation aupr\u00e8s de la <b data-path-to-node=\"38\" data-index-in-node=\"144\">CNIL<\/b> (Commission Nationale de l&rsquo;Informatique et des Libert\u00e9s &#8211; <a class=\"ng-star-inserted\" href=\"https:\/\/www.cnil.fr\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwif9syliZ6WAxUAAAAAHQAAAAAQygE\">www.cnil.fr<\/a>).<\/div><br \/><h2 data-path-to-node=\"40\">8. Gestion des Cookies<\/h2><div>Le Site peut utiliser des cookies n\u00e9cessaires \u00e0 son bon fonctionnement ainsi que des cookies de mesure d&rsquo;audience anonymes. Lors de votre premi\u00e8re visite, un bandeau vous permet de donner ou de retirer votre consentement pour le d\u00e9p\u00f4t des cookies non essentiels. Vous pouvez modifier vos pr\u00e9f\u00e9rences \u00e0 tout moment via l&rsquo;outil de gestion des cookies situ\u00e9 en bas de page.<\/div><br \/><h2 data-path-to-node=\"43\">9. Modification de la Politique de Confidentialit\u00e9<\/h2><div>VALGESTIO se r\u00e9serve le droit de modifier la pr\u00e9sente Politique de Confidentialit\u00e9 \u00e0 tout moment pour se conformer aux \u00e9volutions l\u00e9gislatives et r\u00e9glementaires. La date de derni\u00e8re mise \u00e0 jour sera indiqu\u00e9e en haut de cette page.<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La pr\u00e9sente Politique de Confidentialit\u00e9 a pour objet d&rsquo;informer les utilisateurs du site https:\/\/valgestio.com\/ (ci-apr\u00e8s \u00ab le Site \u00bb) des modalit\u00e9s de collecte, de traitement et de protection de leurs donn\u00e9es \u00e0 caract\u00e8re personnel par la soci\u00e9t\u00e9 VALGESTIO (ci-apr\u00e8s \u00ab l&rsquo;\u00c9diteur \u00bb ou \u00ab nous \u00bb). 1. Responsable du Traitement des Donn\u00e9es Le responsable du [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-404","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Politique de Confidentialit\u00e9 (RGPD)\u00a0 - VALGESTIO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/valgestio.com\/index.php\/politique-de-confidentialite-rgpd\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Politique de Confidentialit\u00e9 (RGPD)\u00a0 - VALGESTIO\" \/>\n<meta property=\"og:description\" content=\"La pr\u00e9sente Politique de Confidentialit\u00e9 a pour objet d&rsquo;informer les utilisateurs du site https:\/\/valgestio.com\/ (ci-apr\u00e8s \u00ab le Site \u00bb) des modalit\u00e9s de collecte, de traitement et de protection de leurs donn\u00e9es \u00e0 caract\u00e8re personnel par la soci\u00e9t\u00e9 VALGESTIO (ci-apr\u00e8s \u00ab l&rsquo;\u00c9diteur \u00bb ou \u00ab nous \u00bb). 1. 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